Car Finance for those on Benefits

Just because you’re on benefits doesn’t mean you don’t need a vehicle to get from point A to point B. Let’s look at some options for car finance when you're on benefits.


People end up on benefits for a variety of reasons. Maybe you’ve lost your job recently, even if it was through no fault of your own. Or, maybe you got injured or have a disability that keeps you from working. In these cases, the government can often step in to help you out and make sure your needs are met.


In the UK, for example, they offer a Jobseeker’s Allowance (JSA) for those who are unemployed by looking for a job. The allowance allows those individuals to keep money coming in each month. For the disabled, the government can offer anything from universal credit to an Employment and Support Allowance (ESA). 


So, is car finance available for people on benefits? How can you secure a loan if you don’t have a steady income? Let’s look at some options.