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Used cars for £20,000 and under

Get the most for your budget at your local Motor Match dealership

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Adjust finance options to tailor the monthly repayments to suit your requirements. Find out more about Poor Credit.

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Representative example

  • PCP Example
  • HP Example
  • 49 Monthly Payments £297
  • Total Price £17,500
  • Customer Deposit £1,750
  • Amount of Credit £15,750
  • APR 12.6%
  • Term 49 months
  • Total Amount Payable £23,239
  • Fixed Rate of Interest 12.18%
  • Annual Mileage 8,000
  • Optional Final Payment £7,220

Find Your Perfect Used Car Under £20,000

Finding a reliable, affordable used car doesn’t have to be stressful! Explore our selection of top-quality vehicles under £20,000, featuring a variety of brands and styles to suit your lifestyle. From sleek hatchbacks to durable SUVs, we’ve got you covered.

rear of audi a4 saloon

Buying a Used Car with a £20,000 Budget

A £20,000 budget is fantastic for finding a high-quality used car that fits your lifestyle. With this budget, you’ll have access to a wide variety of vehicles, from sleek hatchbacks and family-friendly SUVs to eco-conscious electric cars.

Here’s what you can expect from a £20,000 budget:

Newer models: Enjoy cars with modern designs and good reliability.

Advanced technology: Access features like touchscreen infotainment, driver-assist systems, and enhanced safety tech.

Premium brands: Find luxury vehicles from top manufacturers in this budget.

Lifestyle options: Whether you need a compact city car, a spacious family vehicle, or a fuel-efficient electric commuter, there’s something for everyone.

At Motor Match, we make it easy to find the perfect car that ticks all the boxes—without breaking the bank!

Financing a Car Under £20,000

Financing a car under £20,000 makes owning a reliable, high-quality vehicle more accessible than ever—no need for a large upfront payment. With flexible monthly payment plans, you can find an option that fits your budget and lifestyle.

Here’s how financing can benefit you:

Access a wider range of vehicles: Choose from newer models with advanced features.

Manageable monthly payments: Stay in control of your finances with a plan tailored to you.

Keep your savings intact: Preserve your funds for other priorities while still driving the car you want.

Whether you’re searching for a family-friendly SUV, a stylish hatchback, or a fuel-efficient commuter car, our finance options make it easy and stress-free to get behind the wheel.

Explore Financing Options at Motor Match

Ford Focus ST

Have a different budget in mind? Browse more used cars budgets!

Under 6,000

Under 10,000

Under 15,000

Under 25,000

Under 30,000

Browse used electric car options under £20,000!

Have a few questions about buying a car for £20,000? Read our FAQs.

Looking for a car under £20,000?

Get in touch with the team at Motor Match and we will be in contact with you shortly!