Surprisingly Cheap Used Cars To Insure in 2025
By Motor Match • 30/10/2025
When you're buying a car, it's easy to focus on the big things, but there's one cost that can catch people out. We give tips on insuring your car in 2025!
Introduction
When you’re buying a car, it’s easy to focus on the big things, like the price, the mileage and how it feels to drive. But there’s one cost that can catch people out: car insurance.
The good news? There are plenty of used cars that are cheap to insure in 2025, and they’re not just small, basic runarounds either. Many are stylish, safe and packed with clever features, perfect for drivers looking to keep costs down without compromising on quality. Whether you’re a first time driver, a commuter, or simply looking for something affordable and reliable, here’s our guide to some of the best options, plus a few insider tips to help you save even more.
Ford Fiesta
It’s no secret that the Ford Fiesta is a British favourite. It’s fun to drive, well equipped, and easy to live with. The smaller 1.0 litre- EcoBoost and 1.1-litre petrol engines often fall into insurance groups 5 to 10, which means you’ll enjoy low premiums.
Why it’s cheap to insure:
- Affordable Parts
- Strong Safety Record
- Low Engine Power
Volkswagen Polo
For something that feels a bit more premium, the Volkswagen Polo is a fantastic choice. It shares much of its DNA with the Audi A1 and SEAT Ibiza, yet it’s known for being reliable, refined and easy to drive. The entry level 1.0-litre models tend to sit in the lower insurance brackets, ideal if you’re after a used car that’s cheap to insure but still feels grown up.
Why it’s cheap to ensure:
- Solid Safety Tech
- Reliable Engines
- Consistent Performance
Hyundai i10
Compact, stylish and practical, the Hyundai i10 is made for urban driving. It’s one of the smallest cars on this list but don’t let that fool you, it is surprisingly roomy inside and comfortable on longer trips. Insurance groups start as low as group 1, and with its excellent reliability, the i10 is a brilliant choice for anyone looking to minimise running costs.
Why it’s cheap to insure:
- Small Engine
- Excellent Build Quality
- Low Repair Costs
Vauxhall Corsa
One of the UK’s best selling cars, the Vauxhall Corsa continues to be a hit with learners, new drivers and families alike. It’s fun to drive and easy to park, and parts are widely available, which helps keep insurance costs low. The newer shape Corsa’s, particularly the 1.2-litre petrol engines, are among the most affordable to insure.
Why it’s cheap to insure:
- Strong Safety Features
- Low Maintenance
- Good Visibility
Skoda Fabia
The Skoda Fabia is one of those cars that quietly does everything well. It’s spacious, reliable and comfortable, with many 1.0-litre versions sitting in low insurance groups. It shares parts with the Volkswagen Polo, meaning quality and reliability are guaranteed.
Why it’s cheap to insure:
- Affordable Running Costs
- Solid Build Quality
- Smart Buy
Kia Picanto
If you’re looking for something small, efficient and easy to park, the Kia Picanto is hard to beat. It’s also one of the few cars that may still have some of its 7 year warranty intact when bought used, giving you that extra peace of mind. Insurance is refreshingly low, making it a brilliant option for city drivers or first time buyers.
Why it’s cheap to insure:
- Compact Size
- Low Emissions
- Great Reliability
Toyota Aygo
The Toyota Aygo has been a firm favourite for years thanks to its reliability, simple design, and tiny running costs. It’s cheap to tax, cheap to run, and yes, cheap to insure too. It is also known for its fun styling and surprisingly good handling, making it a great mix of sensible and enjoyable.
Why it’s cheap to insure:
- Dependable Engine
- Affordable Repairs
Bonus Options
If you’re open to a few more options, here are a couple extra models worth keeping an eye out for on the used market in 2025:
Honda Jazz - Brilliant reliability, low insurance groups, and spacious for its size.
Suzuki Swift - Sporty looks, light to drive, and cheap to run.
Citroen C1/ PEUGEOT 108 - Built on same platform as the Toyota Aygo, so you’ll find similar running costs and insurance savings.
Top Tips for Saving on Car Insurance in 2025
Finding a cheap car to insure is a great start, but there are a few other tricks to help you keep premiums as low as possible:
Add an experienced named driver - Adding a parent or experienced driver to your policy can sometimes reduce costs (as long as they’re genuinely using the car occasionally).
Pay annually if you can - Paying for your insurance in one go rather than monthly can save you money overall.
Increase your excess - A higher voluntary excess can lower your monthly payments, just make sure you could afford to pay it if you ever needed to claim.
Avoid unnecessary modifications - Alloy wheels and body kits might look good, but they can push your insurance up.
Use telematics (black box) regularly - Don’t just auto renew, comparison sites and insurers change their pricing all the time, so it’s worth shopping around.
Buying a Used Car
If you are looking for cheap to insure used cars in Crewe, Cheshire, or anywhere across the north west, our Motor Match dealerships are here to help. We’re part of the family owned Swansway Motor Group, and we pride ourselves on offering high quality used cars at great prices, all backed by expert advice and friendly service. We’ve got a fantastic selection of used cars that are not only cheap to insure, but also cheap to run.
From compact town cars, to practical family hatchbacks, you’ll find something to suit your lifestyle and your budget.
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